BankBazaar
Credit Cards
Home Loans
Personal Loans
Other Loans
Calculators
Investments

Credit Score

FREE
Govt. Utility Documents
Download App

Download Mobile App

Badge
Insurance
Resources
BankBazaar

IndusInd Bank Platinum Master Credit Card

IndusInd Bank is one of the reputed banks in the country and is known for offering a wide range of products in the country. One of the popular products offered by IndusInd Bank is Platinum Master credit card.  

The Platinum Master credit card offered by IndusInd Bank is an entry-level credit card, which is designed to offer extensive benefits. Read on to learn more about it. 

IndusInd Bank

We found 1 IndusInd Bank Credit Card

Filter

Bank

1st Year Fee

₹0₹0
  • First year fee upto:

    ₹0

Card Fee Type

Card Network

 100% Paperless Approval
No hard copies of documents required for approval

  • IndusInd Bank Platinum Card

    1st year fee

    :  

    ₹ 0

Apply Now
See Less
Updated On - 01 Apr 2026
Get Your Credit Card Now

Features and Benefits of the IndusInd Bank Platinum Master Credit Card

The features and benefits of IndusInd Bank Platinum Master credit card are as follows:

  • Welcome Benefits: Get gift vouchers for various luxury brands as welcome benefits, along with a complimentary stay voucher of ‘The Postcard Hotel’ at select luxury holiday destinations. Additionally, get discount vouchers for Amazon, Flipkart, Uber, Ola, Apollo Pharmacy, Zee5, and Bata. Get exclusive gift vouchers for luxury writing instruments and accessories. Note: The brands offering vouchers are subject to change at the bank’s discretion and are applicable only on selected fee plan.  
  • Travel Benefits: This card also offers built-in travel insurance, in partnership with The Oriental Insurance Company Ltd. You get an insurance coverage that protects you against common travel disruptions, including lost baggage cover up to Rs.1 lakh, delayed baggage cover up to Rs.25,000, loss of passport cover of up to Rs.50,000, lost ticket cover of up to Rs.25,000, and missed connection cover of up to Rs.25,000, ensuring financial support and peace of mind wherever you go.
  • Fuel Benefits: Get a fuel surcharge waiver of 1% on fuel transactions across all petrol pumps in India. Do note there is a capping on the benefit.
  • Reward Points: For every Rs.150 spent, you earn 1.5 reward points. The maximum allowed redemption is 2500 reward points in a calendar month.
  • Card Protection: For Platinum Master credit card, unauthorised transactions due to lost or stolen cards are covered with insurance for up to 48 hours before you report the loss to IndusInd Bank. Additionally, you are protected against counterfeit fraud, where your card details may be misused to create a fake card and carry out unauthorised transactions. Do note that any fraud occurred before the card is delivered is not covered. Any transactions authenticated using PIN like ATM withdrawals or merchant payments and online transactions completed using OTP are not covered. Insurance covers losses from up to two days before reporting the card loss, including the reporting day and up to seven days after reporting, which also includes the reporting day. The cardholder must report the claim within 15 days from the date of loss to be eligible. The insurance benefit is available only for active cards, meaning the card must have at least one transaction at a POS terminal in the last six months before the loss.
Get Your Credit Card Now

How to redeem IndusInd Bank Platinum Master Card Reward Points?

There are multiple ways to redeem the IndusInd Bank Platinum Master card reward points. They are as follows:

Redemption through Pay with Rewards:

  • Step 1: Shop at a participating merchant outlet or online platform.
  • Step 2: Select “Pay with Rewards” during checkout.
  • Step 3: Log in using your registered mobile number or OTP verification.
  • Step 4: Check the available reward points balance.
  • Step 5: Choose the number of points you want to use.
  • Step 6: Confirm the transaction to deduct the amount from your bill.
  • Step 7: Pay the remaining balance using your credit card if required.

Redemption through IndusMoments:

  • Step 1: Visit the IndusMoments rewards portal.
  • Step 2: Log in using your registered mobile number or credit card credentials.
  • Step 3: Browse categories such as lifestyle, electronics, travel, and home essentials.
  • Step 4: Select the product, voucher, or experience you want to redeem.
  • Step 5: Review the reward point requirement and confirm availability.
  • Step 6: Add the item to your cart and proceed to checkout.
  • Step 7: Confirm the redemption and receive the delivery or voucher details.
  • Do note that the redemption towards Club Vistara Airmiles will discontinue from 31 October 2024. Redemption towards InterMiles will discontinue from 21 January 2025.

Redemption through Krisflyer Miles:

  • Step 1: Visit the IndusInd rewards platform or miles conversion page.
  • Step 2: Log in using your credit card credentials.
  • Step 3: Select the KrisFlyer miles conversion option.
  • Step 4: Enter your active KrisFlyer membership number.
  • Step 5: Check the conversion rate and minimum transfer requirement.
  • Step 6: Enter the number of reward points to convert.
  • Step 7: Confirm the transfer; miles will be credited to your KrisFlyer account within the specified time.

Redemption through Cash Credit:

  • Step 1: Log in to IndusMobile, Internet Banking, or the rewards website.
  • Step 2: Navigate to the Rewards or Cash Credit section.
  • Step 3: Check the number of points eligible for cash redemption.
  • Step 4: Review the point-to-cash conversion value.
  • Step 5: Enter the number of points you want to convert into cash credit.
  • Step 6: Confirm the redemption request.
  • Step 7: The cash credit will appear in the next billing cycle and reduce the outstanding balance.

Fees and Charges of IndusInd Platinum Master Credit Card

Type of Fee

Amount (Rs.)

Interest charge

3.95% per month

Cash Advance Charges

2.5% of the withdrawal amount or Rs.300, whichever is higher

Add-on credit card fee

NIL

Late payment charges

  • For outstanding balance up to Rs.100 - NIL
  • For Rs.101 to Rs.500 - Rs.100
  • For Rs.501 to Rs.Rs.1,000 - Rs.350
  • For Rs.1,001 to Rs.10,000 - Rs.550
  • For Rs.10,000 to Rs.25,000 - Rs.800
  • For Rs.25,000 to Rs.50,000 - Rs.1.100
  • Above Rs.50,000 - Rs.1,300

Over limit charges

2.5% of the over limit amount subject to a minimum of Rs.500

Cheque return or bounce charges

Rs.250 per return

Foreign currency mark-up fee

3.5%

Cash payment fee (over the counter)

Rs.100

Re-issue of lost or stolen card

Rs.100

Duplicate statement request charge

Rs.100 per statement (beyond last 3 months)

Eligibility to Apply for IndusInd Platinum Master Credit Card

To apply for the card, you should have a good credit score and a stable source of income. The precise eligibility criteria would be communicated to you by the IndusInd Bank at the time of credit card application

Documents needed to Apply for the IndusInd Bank Platinum Master Credit Card

The documents required to apply for IndusInd Bank Platinum Master credit card are as follows:  

  • Identity Proof: Aadhaar card, PAN card, Voter ID, etc.  
  • Address Proof: Ration card, Aadhaar card, etc.  
  • Income Proof: Last three-months bank pay slips, ITR, Form-16, etc.  
  • Multiple copies of passport-sized photographs.  

Note: The list of documents given above is in general, and you may be requested to submit additional documents based on the bank’s internal policies and your specific application. 

Get Your Credit Card Now

How to Apply for IndusInd Bank Platinum Master Credit Card Online

You can apply for IndusInd Bank Platinum Master Credit Card directly from the IndusInd Bank's official website. Follow the steps given below:

  • Step 1: Visit the BankBazaar website for the IndusInd Platinum MasterCard, and click on ‘Apply Now’.  
  • Step 2: Complete the eligibility form with your information. You will need to provide your name, location, phone number, and monthly income.  
  • Step 3: If eligible, you will then be directed to the Application Form.  
  • Step 4: When completing the Application Form, you must enter personal and financial information about yourself accurately.  
  • Step 5: At this point, you will need to provide your documents. You will need to verify your identity, address, and employment/financial information.  
  • Step 6: You will take part in a process called Video KYC or video Know Your Customer. The KYC specialist will verify it's you across a video call.  
  • Step 7: Lastly, you or somebody else must review your information and then submit the Application for you.  
  • Step 8: After completing the application, you will receive a Application ID where you can then check your credit card application or reroute others to complete the application.

Alternatively, you can also apply for the card online through the BankBazaar website. 

Get Your Credit Card Now

FAQs on IndusInd Bank Platinum Credit Card

  1. How do I contact IndusInd Bank credit card customer care?

    You can reach the IndusInd Bank customer care on 1860 267 77777 and 18002660447 (toll-free number).

  2. How do I update my address for an IndusInd Bank Platinum Master credit card?

    You easily can update the address online through internet banking. You should submit scanned copies of the new address proof. You can also call IndusInd credit card customer care and ask for the address to be updated.

  3. How do I check the available balance and the outstanding balance on my card?

    You can check the outstanding credit card balance and available credit card balance online via the internet banking portal or the mobile app. You can also check the balance through SMS.

  4. What is the payment mode for IndusInd Bank Platinum Master Credit Card?

    You can pay the bills of your IndusInd Bank Platinum credit Master card online via Internet Banking, NEFT, set up an auto-debit payment mode, Mobile banking, and NACH Facility. You can also visit the nearest bank branch and pay via cash or cheque.

  5. How can I follow the billing cycle for my IndusInd Bank Platinum Master credit card?

    The time frame in which a credit card bill is generated is known as the billing cycle. The monthly credit card statements, which include a comprehensive list of all transactions done during the period, are sent to the email address you registered with. Additionally, you can examine your statements via the IndusMobile mobile banking app and Net Banking (IndusNet).

  6. Is there any add-on card facility for IndusInd Bank Credit Cards?

    Yes, you can easily apply for up to 5 add-on cards if you have the Classic credit cards by IndusInd bank. The cardholders of the add-on credit card will have the same privileges and benefits as the primary credit card.

Types of Credit Card
Credit Card by Banks
Articles on Credit Card
Credit Card Customer Care
Credit Card Bill Payment
Credit Card Eligibility
Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.

Explore More:

Credit Card:

Credit Score:

Personal Loan:

Home Loan:

Fixed Deposit:

Calculator:

Learn More:

Others:

Mobile Apps:

  • Google play
  • Apple Store

Contact Us:

Follow Us:

Copyright © 2026 BankBazaar.com.