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Union Bank of India Credit Card

Union Bank of India offers a range of credit cards with superlative privileges ranging from shopping, dining, ticket bookings, travel, entertainment and much more.

Updated On - 30 Oct 2025
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Top Union Bank of India Credit Cards in 2025

Union Bank Credit Card

Joining Fee

Annual Fee

Union Bank RuPay Select Credit Card

NIL

Rs.499

Union Bank RuPay Platinum Credit Card

NIL

Rs.299

Union Bank VISA Gold Credit Card

NIL

Rs.299

Union Bank VISA Platinum Credit Card

NIL

Rs.399

Union Bank VISA Signature Credit Card

NIL

Rs.1,999

UNI Carbon Credit Card

Rs.499

Rs.499

Features of Union Bank of India Credit Cards

Union Bank of India credit cards come with the following features and benefits:

Interest Free Credit

With Union Bank credit, you get 21 to 50 days of interest free credit period. You can also choose how much amount of the outstanding balance you wish to pay.

Fuel Surcharge reimbursed

On purchasing fuel worth Rs1,100 per month, fuel surcharge will be reimbursed.

Insurance

You get accidental insurance coverage worth Rs.5lakh.

Accepted everywhere

The Union Bank card is accepted almost everywhere, giving you the convenience to shop.

Liability on lost card

Any fraudulent transactions up to Rs.1.5lakh post reporting credit card loss will be covered by the bank.

Offers

Avail exclusive offers on dining, entertainment and shopping with Union Bank credit card.

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Features & Benefits of Various Union Bank Credit Cards

Union Bank RuPay Platinum Credit Card

  1. Annual fee: Rs.299
  2. Interest free credit period from 21 to 50 days.
  3. Accidental insurance coverage up to Rs.2 lakh.
  4. EMI facility can be availed for this card.

Union Bank RuPay Select Credit Card

  1. Annual fee: Rs.499
  2. Interest free credit period from 21 to 50 days.
  3. Accidental insurance coverage up to Rs.10 lakh.

Union Bank Visa Gold Credit Card

  1. Annual fee: Rs.299
  2. Interest free credit period from 21 to 50 days.
  3. Accidental insurance coverage less than Rs. 1.5 lakh.
  4. EMI facility can be availed for this card.

Union Bank Visa Platinum Credit Card

  1. Annual fee: Rs.399
  2. Interest free credit period from 21 to 50 days.
  3. Accidental insurance coverage Rs.10 lakh.
  4. EMI facility can be availed for this card.

Union Bank Visa Signature Credit Card

  1. Annual fee: Rs.1999
  2. Interest free credit period from 21 to 50 days.
  3. Accidental insurance coverage Rs.30 lakh.

Uni Carbon Credit Card

  1. Annual fee: Rs.499
  2. Interest free credit period from 21 to 50 days.
  3. Accidental insurance coverage Rs.10 lakh.
  4. EMI facility can be availed for this card.
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Union Bank of India Credit Card Eligibility

Eligibility

  1. The cardholder should be minimum 18 years of age.
  2. Cards are issued to customers. For non-customers, it is on selective basis.

Documents Required

  1. PAN Card
  2. Address Proof
  3. Income Proof for Salaried Employees - Pay slip / Salary Certificate / Form 16 / Income Tax returns
  4. Income Proof for Self-employed Professionals - Income Tax returns / Form 16
  5. Two passport sized photographs.

Union Bank of India Credit Card Bills

You can pay credit bills either online or you can visit the nearest branch and make the payment.

  1. Online payment: Login to your internet banking account and pay the dues.
  2. Offline payment: Visit the nearest Union Bank branch and pay the dues in cash/cheque. Do note that outstation cheques will not be accepted by the bank.
  3. Auto-debit: In this facility, you can give standing instructions to the bank where you have maintained a savings account to debit the amount of credit card bills. This will automatically debit money from your savings account and transfer it to your credit card account.

Union Bank of India Credit Card Customer Care

You can call on Union Bank credit card toll-free number at 1800 22 22 44 / 1800 208 2244 for any queries. The bank also has a dedicated support number for NRI customers +918061817110

Apply For Credit Card on BankBazaar

FAQs on Union Bank of India Credit Card

  • Do add-on cards come with a separate credit limit?

    No, add-on cards offered by Union Bank of India share the primary credit card's assigned limit.

  • How is the credit limit determined for a Union Bank of India credit card?

    The credit limit is decided based on the card holder's income and also the source of the income, at the time of application.

  • What are the different bill payment modes available to Union Bank of India credit card holders?

    Customers can use the following methods to make payments towards their outstanding credit card bills: Union Bank Credit Card Bill Pay - Internet Banking, Auto Debit, and at Union Bank of India branches

  • What are the charges that are levied when partial payments are done towards outstanding credit card bills?

    The following charges are levied by Union Bank of India when a partial payment or the minimum amount due is paid - Interest is calculated from the purchase date for all card transactions.

  • What are the charges that are levied when no payment is done towards an outstanding credit card bill?

    The following charges are imposed by Union Bank - Late payment fees and Interest is calculated from the purchase date for all transactions.

Types of Credit Card
  1. Top 10 Credit Cards in India
  2. Fuel Credit Cards
  3. Lifetime Free Credit Cards
  4. Kisan Credit Card
  5. Student Credit Cards in India
  6. Shopping Credit Cards
  7. Contactless Credit Cards
  8. Travel Credit Cards
  9. Co-Branded Credit Cards
  10. Lifestyle Credit Cards
  11. Rewards Credit Cards
  12. Business Credit Cards
  13. NRI Credit Cards
  14. Cashback Credit Cards
  15. Lounge Access Credit Cards
Credit Card by Banks
  1. Axis Bank Credit Card
  2. HDFC Bank Credit Card
  3. Kotak Bank Credit Card
  4. Federal Bank Credit Card
  5. SBI Credit Cards
  6. HSBC Credit Card
  7. IndusInd Bank Credit Card
  8. RBL Bank Credit Card
  9. Standard Chartered Credit Card
  10. YES Bank Credit Card
  11. Canara Bank Credit Card
  12. Punjab National Bank Credit Card
  13. Bank of Baroda Credit Card
  14. IDBI Credit Card
  15. Union Bank of India Credit Card
  16. Bank of India Credit Card
Articles on Credit Card
  1. How to Check Credit Card Status
  2. How to Manage Multiple Credit Cards
  3. Best Credit Card for Poor Credit
  4. How to get Credit Card without Job
  5. Credit Card Insurance Benefits
  6. How to Apply for Lost Credit Card
  7. Reasons for Credit Card Rejection
  8. Advantages & Disadvantages of Credit Card
  9. Difference between Credit Card & Debit Card
Credit Card Customer Care
  1. SBI Credit Card Customer Care
  2. HDFC Bank Credit Card Customer Care
  3. Axis Bank Credit Card Customer Care
  4. Federal Bank Credit Card Customer Care
  5. IndusInd Bank Credit Card Customer Care
  6. PNB Credit Card Customer Care
  7. RBL Bank Credit Card Customer Care
  8. Kotak Credit Card Customer Care
  9. Yes Bank Credit Card Customer Care
  10. Standard Chartered Credit Card Customer Care
  11. Canara Bank Credit Card Customer Care
  12. HSBC Credit Card Customer Care
  13. Indian Bank Credit Card Customer Care
  14. Bank of Baroda Credit Card Customer Care
  15. Bank of India Credit Card Customer Care
  16. Union Bank of India Credit Card Customer Care
Credit Card Bill Payment
  1. Credit Card Bill Payment
  2. SBI Credit Card Bill Payment
  3. HDFC Credit Card Bill Payment
  4. Federal Bank Credit Card Bill Payment
  5. Axis Bank Credit Card Bill Payment
  6. IndusInd Credit Card Bill Payment
  7. Kotak Credit Card Bill Payment
  8. Standard Chartered Credit Card Bill Payment
  9. RBL Bank Credit Card Bill Payment
  10. HSBC Credit Card Bill Payment
  11. PNB Credit Card Bill Payment
  12. Canara Bank Credit Card Bill Payment
  13. Bank of Baroda Credit Card Bill Payment
  14. Bank of India Credit Card Bill Payment
  15. Union Bank Credit Card Bill Payment
Credit Card Eligibility
  1. Credit Card Eligibility
  2. SBI Credit Card Eligibility
  3. HDFC Credit Card Eligibility
  4. Federal Bank Credit Card Eligibility
  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
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